This book talks to homeowners who are facing foreclosure and want to try and keep your home and/or save your credit. This book also helps to educate you on mortgage scams, predatory lending schemes, loan fraud and who to contact if you feel you have been a victim. Talks to you about what the warning signs are, who to contact and how to put a stop to scammers for good. About the different mortgage relief programs that are available, such as special disaster relief options, mortgage default, settlement procedures, what to do if you missed a payment. About phony counseling agencies, mortgage alternatives, Home Affordable Modification Program, Principle Reduction Alternative, precautions you should take.